West Bengal Student Credit Card Scheme 2021: Apply Online, Registration & Eligibility

In India, many students are unable to afford the fees for their higher education. So in order to help such students, the state government of West Bengal has launched West Bengal Credit Card Scheme 2021. So if you also want to apply for WB Student Credit Card Scheme online and get the benefit of it, read the student credit card helpline number west bengal, west bengal student credit card scheme pdf download, interest rate, application form, documents, wbscc wb gov in credit card, etc. given below.

west bengal student credit card scheme (sccs)

A short highlight/overview of Student Credit Card Yojana online is given below:

Name of SchemeWest Bengal Student Credit Card Scheme (WBSSC)
Launched ByWest Bengal Chief Minister – Mamta Banerjee
Launch Date31 June 2021
Beneficiaries West Bengal Students
Aim / ObjectiveTo provide Higher Education Loans at nominal interest rate
Application EligibilityStudents must be in Class 10 or above.
Upper Age Limit40 years
Amount LimitUpto Rs.10 Lakhs
Repayment Period15 years after getting a job.
Rate of Interest4% per annum
Application ModeOnline/Offline
Application FeesFree
Official Websitehttps://wbscc.wb.gov.in/

west bengal student credit card scheme apply online

west bengal student credit card scheme registration

In order to complete the student credit card west bengal apply online 2021, first you need to do registration on wbscc.wb.gov.in portal online. The procedure for student credit card registration is given below:

  • Visit the official website of West Bengal Credit Card Scheme by clicking here.
  • Click on the “Student Registration” button on the top right corner of the website homepage.
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  • The WB Credit Card Scheme registration form will appear on your screen.
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  • Read the registration form carefully and enter all the information asked in the online Registration form such as:
    • Applicant name
    • Date of birth
    • Gender
    • Aadhar number
    • Program type
    • Program name
    • State of institution
    • District of institution
    • Name of institution
    • Mobile number
    • Email ID
    • Password etc.
  • In the end, click on the “Register” button.
  • An unique ID will be generated on your screen which you will receive on your registered mobile number.
  • The unique ID will be used as an USER ID for all the future purposes.

Student Credit Card Scheme: Online Student Login

The login procedure for West Bengal Credit Card Scheme is as follows:

  • Open the WB Credit Card scheme official website on your device.
  • Click on the “Student Login” button given on the top of the homepage.
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  • A Student login form will appear on your screen asking for your login details.
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  • Enter your User ID, password and captcha code. Then click on the Login button.
  • An applicant dashboard will appear on your screen.
  • As the applicant dashboard opens up, click on the “application detail” option.
  • Click on the “Edit loan application” button.
  • Enter the following details in the application form:
    • Personal details.
    • Co-borrower details.
    • Present address details.
    • Permanent address details.
    • Course and income details.
    • Bank details of the student.
  • Click on the “Save and continue” button to save all your entered details.
  • Next, upload the following documents:
    • Latest colored photograph of the student.
    • Latest colored photograph of the co-applicant.
    • Signature of the student.
    • Address proof of Co-borrower.
    • Signature of the legal guardian.
    • Student’s Aadhar card.
    • Students PAN card or undertaking as specified.
    • Co-borrower PAN card or undertaking as specified.
    • Admission receipt of the institution.
    • Class 10th board registration certificate.
  • Click on the “Save and continue” button once again.
  • A new page will appear on your screen where you have to click on the “Submit Application” button.
  • A dialog box may appear on your screen asking if you want to confirm the submission of the form.
  • Click on yes and your registration process will be completed.

Administrator Login for Student Credit Card Scheme 2021

The steps for the “Administrator Login” on official website of Student Credit Card Scheme are given below:

  • Open the official website of Student Credit Scheme Registration online 2021.
  • Click on the “Administrator Login” button given on the top of the website.
student credit card apply online
  • Select your user type from the drop down menu.
  • Enter your User ID, password and captcha code.
  • Click on the login button.
  • By following the steps above, you would be able to complete your Administrator Login process.

student credit card west bengal eligibility

  • Only the students of West Bengal can be benefited with this WB Student Credit Card Scheme.
  • The students must be residing in West Bengal for around 10 years.
  • The benefit of this loan will be given for studies only. You cannot use it for any other purpose.
  • This education loan will be given to the students who are in Class 10 or above. A student must be pursuing Undergraduate, Post Graduate, Doctoral, or Post-Doctoral Courses in India or Abroad.
  • The loan can be used for Institutional and Non-Institutional purposes as well.
  • The students need to repay the loan with the nominal Interest rate of 4% per annum.
  • The time to repay the loan is 15 years.
  • The age of student taking loan must not be more than 40 years.
  • The loan can be extended to prepare for taking the National Level Exams as well like IITs, IIMs, NLUs, IAS, IPS, WBPS.
  • The West Bengal Government guarantees the loan under this yojana but the CIBIL score will also play a key role in the sanction of loan.

student credit card details Benefits and Features

  • To help the students with their financial problems in their higher education, the Chief Minister of West Bengal, Mamta Banerjee has launched the West Bengal Student Credit Card Scheme.
  • If a student apply for Student Credit Card Scheme West Bengal 2021 online, they will be provided with a credit card.
  • By using the Credit Card, a student can avail the loan of upto Rs.10 Lakh.
  • The nominal interest rate for this loan will be 4% per annum.
  • This credit card is available for the students of class 10 and onwards.
  • The government will hold the guarantee for the loan given by this credit card.
  • The application for this credit card has a very easy process online.
  • If you get the job then you have 15 years to repay the loan.

WB Student Credit Card Yojana Required Documents

  • Age proof
  • Ration card
  • Income certificate
  • Bank account details
  • Mobile number
  • Aadhar card
  • Residence certificate
  • Passport size photograph

Forgot User ID/Password for Credit Card Yojana Portal

In case if you forget the password of your login ID for WB Credit Card Yojana portal then you can recover it on the portal online by following the steps mentioned below:

  • Visit the official portal of WB Student Credit Card yojana.
  • Click on the “Student Login” option on the top right corner of the page.
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  • A login page will appear on your screen.
  • Click on the “Forgot Application/ID” password option.
  • A recovery form will appear on your screen where you need to select the login detail you want to recover.
  • Follow the instructions given further in the recovery form and you will be able to recover your USER ID or password.

Track status for Credit Card Yojana Application

  • Open the official portal of the Student Credit Card Scheme on your device.
  • Go to the Student Login page.
  • Enter your User ID and password.
  • Click on the Login button.
  • Find the “Track Application” option and click on it.
  • Enter your Applicant ID and click on the search button.
  • All the required information will appear on your screen.

Loan Sanction Process for Credit Card Scheme 2021

  • Visit the west bengal student credit card scheme website.
  • Click on the “Administrator Login” on the top of the page.
  • A login form will appear on your screen.
  • Select your user type from the drop down menu.
  • Enter your user ID, password and captcha code.
  • Click on the login button.
  • A dashboard will open on your screen where you have to click on the “Pending Application” option.
  • A new page will open your screen where an Excel spreadsheet will be generated containing all the pending application details.
  • You can view your application by clicking on the “view” option.
  • A new page will appear on your screen from where you can download following informations:
    • Pan and Aadhar of applicant
    • Pan address proof of the co borrower
    • Course fee details
    • Proof of admission of the applicant
  • Click on the “Pending application” menu on the dashboard.
  • A new page will appear on your screen where you can either Sanction Loan or Reject Loan by clicking on their respective buttons.

When Loan is Sanctioned:

  • If the loan gets sanctioned, a new page will appear on the screen.
  • On the new page, you have to enter the sanctioned loan amount in numbers and words.
  • Upload the copy of the Sanctioned Letter.
  • Click on the submit button.

When Loan is Rejected:

  • If the loan gets rejected, click on the reject button.
  • Select the reason for rejection from the drop down menu.
  • Give the benchmark and parameters in words according to your bank norms.
  • Click on the submit button.

How to submit an Institution Profile?

To submit the Institution profile for WB Credit Card Yojana, follow the given steps:

  • Go to the official website of West Bengal Student Credit Card Yojana/Scheme 2021 online.
  • Click on the “Administrator Login” button given on the top right corner of the page.
  • A login form will appear on your screen.
  • Select your User type from the drop down menu.
  • Enter your User ID and password.
  • Type the captcha code given on your screen and click on the login button.
  • Click on the “Submit Institution details” option.
  • A form will appear on your screen where you have to enter the following details:
    • Name of institution
    • AISHE code
    • Aggregation details
    • Rank type
    • Rank
    • Affiliation details
    • Address of institution
    • State of institution
    • District of institution
    • Name of nodal officer
    • Designation of nodal officer
    • Email ID of nodal officer
    • PAN number of institutions
    • Tan number of institution
    • IFSC code
    • Institution Bank name
    • Branch name
    • Account number
  • Upload the following documents:
    • AISHE Certificate
    • Accreditation document
    • Rank document
    • Affiliation document
  • In the end, click on the submit details option.

WB Credit Card Scheme 2021 – Contact

If you have any query regarding your this West Bengal Credit Card scheme, you can contact the helpline by following the steps below:

  • Open the official website of Student Credit Card West Bengal Yojana.
  • Click on the “Contact us” button on the homepage of the official website.
  • A new page will appear on your screen where all the contact details are given.
student credit card eligibility west bengal
  • On this page, you can view all the contact details.

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